Mark Schumacher

Howland Capital invests in publicly and privately traded securities in accordance with the client’s goals & objectives, risk tolerance and time horizon.

Gillis Financial Solutions offers a variety of financial products for both individual and institutional investors. For individual investors, the firm offers: (1) Treasury bills, notes and bonds (2) Government and corporate bonds (3) annuities including CDs, fixed, indexed and variable (4) Government securities (5) common and preferred stocks (6) no-load mutual funds and (7) life insurance, including long term care, term, universal and whole life. Gillis Financial Solutions' institutional products include: (1) customized and comprehensive 401(k) plans (2) non-qualified plan services (3) defined benefit pension plans (4) profit sharing plans (5) annuities (6) money purchase pension plans (7) cash management (8) employee stock ownership plans (9) stocks (10) bonds (11) Treasuries and (12) no-load mutual funds.

Functions as a College/University

Functions as a College/University

Provides brokerage services

TDCM manages client portfolios with a focus on a combination of wealth preservation and wealth accumulation that varies by client depending on the client’s specific investment goals and risk tolerance. In general, equity investments are made in companies with strong secular growth catalysts, clearly identifiable competitive advantages, reasonable debt levels, and proven management teams. Stock selection is based on a combination of the firm’s fundamental, quantitative, and technical (charts), in-depth research-based approach, and may include environmental, social / moral, and/or governance factors. If bonds are deemed to be an appropriate asset class for a client, they are selected based on the client's tax bracket, and then generally designed to maximize yield and minimize volatility.