Stephen C. Waldhoff

Southern Minnesota Initiative Foundation (SMIF) is a donor-supported foundation that invests in economic growth in the 20 counties of south central and southeastern Minnesota. The non-profit company is based in Owatonna, MN. SMIF's key interests include entrepreneurship, early childhood development, and community vitality. The foundation has invested over $154 million in the region since 1986. SMIF offers various lending options for small to large businesses and has three areas for contributions: General Endowment, Entrepreneur Fund, and Youth Trust Fund. Timothy J. Penny has been the CEO of the company since 2007.

Southern Minnesota Initiative Foundation (SMIF) is a donor-supported foundation that invests in economic growth in the 20 counties of south central and southeastern Minnesota. The non-profit company is based in Owatonna, MN. SMIF's key interests include entrepreneurship, early childhood development, and community vitality. The foundation has invested over $154 million in the region since 1986. SMIF offers various lending options for small to large businesses and has three areas for contributions: General Endowment, Entrepreneur Fund, and Youth Trust Fund. Timothy J. Penny has been the CEO of the company since 2007.

Southern Minnesota Initiative Foundation (SMIF) is a donor-supported foundation that invests in economic growth in the 20 counties of south central and southeastern Minnesota. The non-profit company is based in Owatonna, MN. SMIF's key interests include entrepreneurship, early childhood development, and community vitality. The foundation has invested over $154 million in the region since 1986. SMIF offers various lending options for small to large businesses and has three areas for contributions: General Endowment, Entrepreneur Fund, and Youth Trust Fund. Timothy J. Penny has been the CEO of the company since 2007.

Part of Mayo Clinic, Mayo Clinic Health System provides healthcare services. The company is based in Waycross, GA.