Thomas D. Kraatz

Java Detour, Inc. owns, operates, and franchises Java Detour gourmet retail coffee stores. Its stores sells gourmet coffees, fruit smoothies and selected baked goods from retail facilities that are specialized in speed and convenience. The company's business also includes buying, blending and overseeing the roasting of coffee beans. Java Detour was founded by Michael D. Binninger and Steven Binninger in 1994 and is headquartered in San Francisco, CA.

FiNet.com, Inc. provides financing services that facilitate home ownership, including a variety of loan products and automated services for mortgage broker businesses. The Company offers online solutions to mortgage broker businesses through Monument Mortgage, Inc. Monument Mortgage offers traditional mortgage lending and brokerage services to its customers via its websites and, to a lesser extent, via its toll-free number, in three business segments. Business-to-business, which provides mortgage lending services to mortgage brokers. Business-to-consumer, which provides mortgage brokerage services directly to consumers. Loan center, which enables real estate professionals to provide mortgage brokerage services to consumers. The company was founded in 1989 and is headquartered in Boston, MA.

Sterling Bank (Poplar Bluff, Missouri) engages in the provision of financial and banking services. It offers personal and business accounts, lending services, mobile banking, direct deposits, credit and debit cards, safe deposit boxes, and financial calculators. The company was founded on August 17, 2004 and is headquartered in Poplar Bluff, MO.