James A. Kernan

Wilmington Trust Investment Advisors, Inc. (WTIA) is a SEC-registered investment advisor and mutual fund manager headquartered in Wilmington, Delaware. The firm was founded as MTB Investment Advisors, Inc. in 1995 as the result of a merger between Allied Investment Advisors and M&T Asset Management. In 2012, their name was changed to WTIA. The firm is a wholly owned subsidiary of Manufacturers and Traders Trust Co. (M&T Bank), which is owned by M&T Bank Corp. (NYSE: MTB). WTIA principally provides investment management services to institutional clients. The firm also serves as sub-advisor to the Wilmington Funds, a family of mutual funds.

Assurity Life Insurance Co. provides easy access to insurance protection products. It offers individual insurance solutions which include disability income, critical illness, life products, accidental health and annuities and worksite solutions include voluntary employee benefits. The company was founded in 1997 and is headquartered in Lincoln, NE.

Assurity Security Group, Inc. provides insurance brokerage services. The firm’s products include Individual Insurance and worksite solutions. The company is headquartered in Lincoln, NE.

RBC Capital Markets LLC is a full-service brokerage and financial services firm headquartered in New York City. They are a direct subsidiary of RBC USA Holdco Corp. and a wholly-owned indirect subsidiary of Royal Bank of Canada (TSE, NYSE: RY). Founded in 2010, the firm is comprised of 3 major business lines: the Private Client Group, the Fixed-Income Group and the Clearing and Execution Services Group. The Private Client Group serves individual investors, while the Fixed-Income Group provides services to institutions, municipalities and non-profit organizations. The Clearing and Execution Services Group is a provider of clearing and execution services to independent brokers/dealers throughout the US. RBC Capital Markets focuses on the following sectors: communications, media, consumer/retail, diversified industries, energy, financial institutions, forest products, healthcare, infrastructure finance, mining & metals, real estate, social infrastructure, technology and the US municipal markets.

MBIA Insurance Corp. provides insurance services. It works with non-US public financial services. The firm focuses on detecting any deterioration in credit quality or changes in the economic, political or regulatory environment which may adversely affect guaranteed obligations of implementation through the final maturity of transactions. The company is headquartered in Armonk, NY.

Offshore Crane & Service Co. provides trucking and crane services. Its services include crane, dockside, and trucking services. The company was founded in 1969 and is headquartered in Ventura, CA.

National Public Finance Guarantee Corp. provides investment advice for insurance company portfolio. The company was founded on December 25, 1959 and is headquartered in Purchase, NY.

CADD Microsystems, Inc. is a technology solutions provider for the design, building, and operations industry. The private company is based in Alexandria, VA. With over 30 years of experience, they have built solid relationships with leading technology innovators and are sought after by an impressive list of architectural firms, engineering companies, and government agencies. The company offers professional education programs for all levels to improve recruiting, increase retention, and motivate employees.

IRTH Communications LLC is a private company that provides investor relations, financial marketing, and strategic consulting services to entrepreneurs, corporate executives, and investors. The company is based in Santa Monica, CA. The company supports companies in various sectors by offering advisory services and direct access to investment funds and industry professionals. The company was founded by Andrew William Haag.

Assurity Life Insurance Co. (Investment Portfolio) (Assurity Life-IP) is the investment portfolio division of Assurity Life Insurance Co., an insurance company headquartered in Lincoln, Nebraska. The firm was founded in 1997 and is owned by Assurity Security Group, Inc. Assurity Life-IP manages the investment portfolio of insurance clients.