Klas Berthelsson

Valyou Sdn. Bhd. engages in the design, development, and operation of a mobile remittance application. The firm offers international remittance, prepaid top-up, bill payment, mobile wallet, and online remittance. The company is headquartered in Kuala Lumpur, Malaysia.

Telenor Microfinance Bank Ltd. provides microfinance banking services. The firm offers micro mortgage for crop and trade financing; business and emergency loans, micro leasing, term deposit accounts, and micro savings, and group loans to men and women in urban and rural areas. It serves low-income, salaried, self-employed, and micro entrepreneurs. The company was founded by Nadeem Hussain on August 1, 2005 and is headquartered in Karachi, Pakistan.