Jóse María Fuster van Bendegem

Santander Holdings USA, Inc. is a parent holding company, which engages in the provision of banking services through Santander Bank. It operates through the following segments: Consumer and Business Banking; Commercial and Industrial Banking; Commercial Real Estate and Vehicle Finance; Corporate and Investment Banking; Santander Consumer USA Holdings Inc. and its subsidiaries (SC); and Other. The Consumer and Business Banking segment include consumer and business banking customers, including consumer deposit, business banking, residential mortgage, unsecured lending and investment services. The Commercial and Industrial Banking segment comprises commercial lines, loans, letters of credit, receivables financing, and deposits to medium- and large-sized commercial customers. The Commercial Real Estate and Vehicle Finance segment covers commercial loans to dealers and financing for commercial equipment and vehicles. The Corporate and Investment Banking segment focuses in the investment banking, institutional sales, and trading and offering research reports of Latin American and European equity and fixed-income securities. The SC segment encompasses consumer finance company focused on vehicle finance and third-party servicing. The Other segment involves in the certain unallocated interest expense on the company's borrowings and other debt obligations and certain unallocated corporate income and indirect expenses. The company was founded in 1987 and is headquartered in Boston, MA.

Santander UK Plc provides banking services. It offers a range of personal and commercial financial products and services. The company operates through the following segments: Retail Banking, Corporate & Commercial Banking, Corporate & Investment Banking and Corporate Centre. The Retail Banking segment offers products and financial services to individuals and small businesses through a network of branches and ATMs, as well as through telephony, digital and intermediary channels. The Corporate & Commercial Banking segment offers products and financial services provided by relationship teams that are based in a network of regional CBCs and through telephony and digital channels. The Corporate & Investment Banking segment provides clients with products to manage currency fluctuations, protect against interest rate risk, and arrange capital markets finance and specialist trade finance solutions. The Corporate Centre segment is responsible for managing capital and funding, balance sheet composition, structure, pension and strategic liquidity risk. The company was founded in 1857 and is headquartered in London, the United Kingdom.

Alliance & Leicester Ltd. provides banking and financial services to both the retail and commercial sectors. It offers retail banking products, including mortgages, retail savings, current accounts, long term investments, life assurance and general insurance. The company was founded in 1852 and is headquartered in Leicester, the United Kingdom.

Banco Español de Crédito SA provides banking and financial services. The company was founded on May 1, 1902 and is headquartered in Rivas Vaciamadrid, Spain.

Arthur Andersen LLP used to provide accounting services. It was also into consulting services for clients that operate businesses throughout the United States and around the world. Arthur Andersen was founded in 1913 and was headquartered in Chicago, IL.

Part of Banco Santander SA, Grupo Santander Brasil is a financial services provider. The company is based in São Paulo, Brazil.

Part of Banco Santander SA, Open Bank SA is a Spanish company that provides online bank application services. The company is based in Madrid, Spain. The company was founded in 1995. The CEO is Ezequiel Szafir Holcman.

Santander Consumer Bank AG provides banking and financial services to private and corporate clients. Its products and services include current accounts and credit cards, payments processing, savings and investments, deposit guarantees, car loans and home finance, savings bonds, real estate finance, as well as pension and insurance. The company was founded by Curt Briechle in 1957 and is headquartered in Moenchengladbach, Germany.