Andrew J. Miller

Beneficial Mutual Bancorp, Inc. operates as a bank holding company. The company through its subsidiary, Beneficial Bank, provides consumer and commercial banking services. It provides depository, lending and investment products and services to individuals and businesses and also offers a variety of loans including commercial, residential and consumer loans. The commercial loan portfolio includes business loans, commercial real estate loans and commercial construction loans. The consumer loan portfolio primarily includes automobile loans, personal loans including recreational vehicles, manufactured housing and marine loans, educational loans and home equity loans and lines of credit. The residential loan portfolio includes one-to-four family residential real estate loans and one-to-four family residential construction loans. The company was founded on August 24, 2004 and is headquartered in Philadelphia, PA.

Beneficial Bank provides banking services. Its services include personal banking, mortgages and loans, wealth management, business services and insurance services. The company was founded in 1853 and is headquartered in Philadelphia, PA.

Royal Bank America operates as a state chartered commercial bank. The company was founded in 1963 and is headquartered in Narberth, PA.

Royal Bancshares of Pennsylvania, Inc. operates as the bank holding company of Royal Bank America, which engages in general banking business. It operates through Community Banking, and Tax Liens segments. The Community Banking segment is consist of commercial and retail banking, and equipment leasing. The Tax Liens segment is comprised of purchasing delinquent tax certificates from local municipalities at auction. The company was founded on June 3, 1994 and is headquartered in Bala Cynwyd, PA.