William R. Gardner

Luhr Bros., Inc. was founded in 1938 by brothers Alois and Eugene Luhr. The company has Headquarters in Columbia, Illinois, and a Marine Division Office in Cape Girardeau, Missouri, and an Office and Rock Yard in Alexandria, Louisiana. It operate stone material yards in Lafayette, Lake Charles, New Orleans, and Port Allen, Louisiana under the name Construction Aggregate Supply. Tower Rock Stone Co., a quarry located in Ste. Genevieve, Missouri at Upper Mississippi River Mile 127, is an affiliated company. The company ownes network of rock yards, dredges, barges, and tugboats has made Luhr as one of the top river-related construction companies in America. Luhr Bros., Inc. specializes in levee building, stone placement, dredging, cofferdam construction, and excavating.

First National Bank of Waterloo offers personal and commercial banking services. Its services include eAlerts, health savings accounts, edeposit, emobile, construction loans, online mortgage application, investment management services. The company was founded by A. C. Bollinger and Dr. N.B. Pautler in 1912 and is headquartered in Waterloo, IL.

First Waterloo Bancshares, Inc. engages in operation of a bank holding firm. The company was founded on March 7, 1985 and is headquartered in Waterloo, IL.