Oliver Schmid

iwoca Ltd. provides credit facility for small businesses. The firm’s products include CBILS loans, flexi-loan and iwocaPay. It specializes in fintech, trade finance, alternative lending, small business financing, SME, working capital, small business, credit, finance and lending. The company was founded by James David Charles Dear and Christoph Rieche in March 2011 and is headquartered in London, the United Kingdom.

Goldman Sachs & Co. LLC (GS&Co.) is a securities brokerage firm headquartered in New York City. Founded in 1927, the firm is a subsidiary of The Goldman Sachs Group, Inc. (NYSE: GS). GS&Co. provides services to help hedge funds manage risk, monitor portfolios, maintain liquidity and build their businesses. They offer clients access to global equity and derivatives markets, as well as foreign exchange, commodities, European Lefts, rates and credit across the Americas, Europe and Asia. The firm proactively monitors capital markets, searching for pockets of liquidity and news that may require changes to those strategies. Integration with the Goldman Sachs network gives clients access to the firm's sectored block trades and their insights into price discovery. Their electronic trading program provides clients with tools to manage their trades from pre-trade analytics to post-trade analysis.

Part of iwoca Ltd., iwoca Ozone Ltd. is a British company that offers business loans ranging from £1k to £500k with flexible repayment terms of 1 day to 24 months. The company is based in London, UK and was founded in 2019. The loans can be used for various purposes such as buying new stock, investing in growth plans, or maintaining cash flow. The company provides detailed guides and news to help small business owners understand business finance. Short-term business loans are also available to cover immediate expenses or seize business opportunities.

iwoca Oxygen Plc provides financial services to small enterprises. The company is headquartered in London, the United Kingdom.

Iwoca Peroxide Ltd. Provides financial services to small and medium sized businesses. The company is headquartered in London, the United Kingdom.