James H. Burton

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

Island Sky Corp. designs, manufactures, and distributes atmospheric water generators. It offers Skywater, an atmospheric water machine that provides fresh water in remote areas and areas with drought and contamination. The company was founded on April 1, 2004 and is headquartered in Davie, FL.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.