J. Armando Ramirez

The Group's principal activities are to provide commercial and retail banking, consumer finance, asset management, mortgage financing and payment processing services. The asset management includes both institutional asset and personal wealth management. The Group also provides home equity line of credit which consists of revolving lines of credit secured by residential real estate. Other consumer loans include installment loans for automobiles, boats and recreational vehicles, student loans. The Group provides credit card services and insurance services also. As on 31-Dec-2007, the Group operates through 1,400 branch banking offices and 4100 retail and wholesale mortgage offices located throughout the United States. On 05-Jan-2007, the Group acquired Fidelity Bankshares, Inc.

National Processing, Inc. through its wholly owned operating subsidiary, National Processing Co. LLC provided merchant credit and debit card processing services. Its card processing solutions offered service & performance and assisted merchants in lowering their total cost of card acceptance through world-class people, technology and service. The company was headquartered in Louisville, KY.