Viktor Vorobej

OTP Bank OJSC engages in retail banking and commercial operations. Its activities include receipt of funds on deposits and lending to corporate clients, small businesses and individuals, issue of guarantees, servicing clients on import and export operations, cash settlement services, operations with securities, foreign currency, derivative financial instruments, and borrowing and issuing funds in the interbank loan market. The company operates through the following segments: Retail Banking, Corporate Banking, and Treasury. The Retail Banking segment is represented by consumer loans and mortgages, credit and debit cards, private banking services, private customer accounts, and deposits from individuals and small business. The Corporate Banking Segment provides cash settlement services, deposits, overdrafts, loans, and other credit facilities. The Treasury segment operates in the financial market. OTP Bank was founded on November 1, 1993 and is headquartered in Moscow, Russia.

OTP Fund Management Ltd. is the investment management subsidiary of OTP Bank Nyrt (BU: OTPB) in Hungary. The firm was founded in 1993 and formerly known as OTP Investment Fund Management Ltd. Headquartered in Budapest, OTP Fund Management manages public and private funds, such as institutional portfolios for institutional investors and private individuals.

Part of Addiko Bank AG, Hypo Alpe-Adria-Bank AD Podgorica is a bank that provides banking services. The company is based in Podgorica, Montenegro.

Montenegroberza AD Podgorica is a stock exchange that provides security trading services. The company was founded in June 1993 and is headquartered in Podgorica, Montenegro.

Societe Generale Banka Montenegro AD operates as a financial institution that provides banking services. It offers retail banking services, such as current, transaction, and foreign currency accounts, and loans, including pensioner, non-cash consumer, refinancing, renovation, car and housing loans. The firm also provides services to corporate, and small and medium enterprises including domestic payment accounts and operations, non residential accounts, and international payment accounts and operations, short-term and business loans, factoring and trade finance, demand and term deposits. The company was founded in 1906 is headquartered in Podgorica, Montenegro.

Commerzbank Zrt operates as a commercial bank. Its products and services include Private Clients, Business Clients, and Corporate Clients. The company was founded on January 11, 1993 and was headquartered in Budapest, Hungary.

DSK Bank EAD engages in providing banking services. Its activities include execution of payment services; issuing and administering other means of payments; accepting deposits; financial leasing; guarantee transactions; foreign currency; provision of services; acquisition of credit claims and other forms of financing. The company was founded in 1951 and is headquartered in Sofia, Bulgaria.

Part of Commerzbank AG, Commerzbank (Eurasija) Sao operates as a nationally chartered commercial bank. The company is based in Moscow, Russian Federation.

Part of OTP Bank Nyrt, OTP Lakástakarék Zrt is a saving bank. The company is based in Budapest, Hungary.

OTP Jelzálogbank Zrt. provides mortgage lending services. It offers mortgage bonds and notes. The company was founded on May 15, 2001 and is headquartered in Budapest, Hungary.

Montenegro Stock Exchange was established in June 1993, in base of Law on Money and Capital Market. Founders of Stock Exchange were four banks from Montenegro: Montenegrobanka A.D. Podgorica; Pljevaljska banka A.D. Pljevlja; Beranska banka A.D. Berane; Hipotekarna banka A.D. Podgorica and Republic of Montenegro, apropos its Agency for economic restructuring, foreign investment and development On the General meeting on July 7, 1995, Montenegro Stock Exchange harmonized its business activities with Law on stock exchange, stock exchange activities and agents. Motenegro Stock Exchange got founding license from Federal Ministry of Finance, license for trading with short term securities from Yugoslav Central Bank and license for trading with long term securities from Federal Securities Commission. Founders of Montenegro Stock Exchange, beside already mentioned, are also three banks and two insurance companies: Podgoricka banka A.D Podgorica; Jugobanka A.D Podgorica; Niksicka banka A.D Niksic; Lovcen osiguranje A.D Podgorica i Agroosiguranje A.D Podgorica. In purpose of increasing shareholders capital, Montenegro Stock Exchange issued the second issue of shares. New shareholders became many banks from Yugoslavian teritory: Vojvodanska banka, Continental banka, Trgovacka banka, Beogradska banka, Panonska banka, Prva tekstilna banka, Karic banka, Novosadska banka, Atlas banka i JUBMES, kao i Savezna vlada.