Terence O'Neil

FSB Community Bankshares, Inc. operates as a bank holding company for Fairport Savings Bank. Its principal business consists of originating one-to-four-family residential real estate mortgages, loans and home equity lines of credit and to a lesser extent, originations of commercial real estate, multi-family, construction and other consumer loans. The company attracts retail deposits from the general public. It also offers non-deposit investment products, consisting of annuities, insurance products and mutual funds. The company was founded on January 14, 2005 and is headquartered in Fairport, NY.

Fairport Savings Bank operates as a state chartered savings bank. It offers personal, business, mortgages center, wealth management and insurance center services. The company was founded in 1888 and is headquartered in Fairport, NY.

FSB Bancorp, Inc. (New York) is a holding company, which engages in the provision of residential real estate mortgage loans and home equity lines of credit. It also offers commercial real estate, multi-family, construction, industrial, and other consumer loans. It operates through Real Estate Loans and Other Loans segment. The company was founded in March 2016 and is headquartered in Fairport, NY.