Ryan Otto

Horizon Finance Plc is holding company, which engages in the provision of financial services. The company was founded on October 1, 2018 and is headquartered in Sliema, Malta.

Busy Bee Finance Plc operates as a finance and holding company. The company was founded on July 31, 2018 and is headquartered in Birkirkara, Malta.

Tigné Point Marketing Ltd. offers leisure activities, retail outlets, bars, cafés and restaurants. The company is headquartered in Sliema, Malta.

Novum Bank Ltd. provides cards and stored value solutions to consumers and businesses. It issues general purpose reloadable prepaid Mastercard cards and Mastercard gift cards that can be loaded through a realtime cash loading system, as well as with local direct banking method; and provides corporate and government solutions, including co-branded corporate prepaid programs. The firm also sells gift cards and vouchers through major retailers, shops, and online merchants; and issues regulated gift card programs with flexible application programming interfaces (APIs) and a transactional system that manages the sale and redemption of cards. The company was founded in June 2009 and is headquartered in Gzira, Malta.

Merkanti Holding Plc engages in the provision of merchant banking services through its subsidiary Merkanti Bank Ltd. It offers trade finance, factoring, forfaiting, treasury, and correspondent banking services as well as general lending and taking of corporate deposits. It also owns companies that operate in the industrial real estate rental sector in Germany. The company was founded on May 28, 2015 and is headquartered in Sliema, Malta.

Dino Fino Finance Plc is an investment holding Maltese company founded by Dino Fino. The private company is based in Birkirkara, Malta. Dino Fino has been the CEO since incorporation.

Qawra Palace Plc is a property holding private company that owns the Qawra Palace Hotel, a four-star hotel located on the Qawra promenade in Malta. The company's main focus is to establish the Qawra Palace Hotel as one of the top-performing four-star hotels in the north of Malta through continuous investment and endeavor to meet ever-changing consumer needs and preferences. The company was founded in 2001 and is based in Qawra, Malta. The hotel was established in 1985 and is operated by Mallard Co Limited pursuant to a lease and operating agreement. The CEO is Carmel Pullicino.