Richard Karl Schulz

EMC Insurance Group, Inc. is an insurance holding company, which engages in the operation and sale of commercial lines of property and casualty insurance to small and medium-sized businesses. It operates through Property and Casualty Insurance and Reinsurance segments. The Property and Casualty Insurance segment includes both commercial and personal lines of insurance with a focus on medium-sized commercial accounts. The Reinsurance segment offers reinsurance for other insurers and reinsurers. The company was founded in 1974 and is headquartered in Des Moines, IA.

Employers Mutual Casualty Co. provides property and life insurance and reinsurance services. It offers business, personal, life, reinsurance, and loss control services. The company was founded in 1911 and is headquartered in Des Moines, IA.

Part of Employers Mutual Casualty Co., Illinois EMCASCO Insurance Co. is a property and American casualty insurance company.