Renate Veronika Ferlitz

Sparkasse Bank dd engages in the provision of corporate and retail banking services. It offers loans, deposits, credit cards, and guarantees. The company was founded in 1999 and is headquartered in Sarajevo, Bosnia and Herzegovina.

Erste&Steiermärkische Banka dd provides banking services. Its services include housing loans, lending for micro businesses, retail and corporate banking, and internet banking services. The company was founded in August 2003 and is headquartered in Rijeka, Croatia.

Erste Factoring doo engages in the provision of factoring services. Its products are recourse, non-recourse, and supplier factoring. The company was founded on February 15, 2006 and is headquartered in Zagreb, Croatia.