Judith A. Ramaley

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Second Nature, Inc. operates as a non-profit organization that mobilizes higher education institutions to create climate commitments, initiatives, and solutions. It offers Carbon Credit and Purchasing Program, University Climate Change Coalition, and Carbon Pricing Toolkit. The company was founded in 1993 and is headquartered in Boston, MA.

Second Nature, Inc. operates as a non-profit organization that mobilizes higher education institutions to create climate commitments, initiatives, and solutions. It offers Carbon Credit and Purchasing Program, University Climate Change Coalition, and Carbon Pricing Toolkit. The company was founded in 1993 and is headquartered in Boston, MA.

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Second Nature, Inc. operates as a non-profit organization that mobilizes higher education institutions to create climate commitments, initiatives, and solutions. It offers Carbon Credit and Purchasing Program, University Climate Change Coalition, and Carbon Pricing Toolkit. The company was founded in 1993 and is headquartered in Boston, MA.

Second Nature, Inc. operates as a non-profit organization that mobilizes higher education institutions to create climate commitments, initiatives, and solutions. It offers Carbon Credit and Purchasing Program, University Climate Change Coalition, and Carbon Pricing Toolkit. The company was founded in 1993 and is headquartered in Boston, MA.

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Second Nature, Inc. operates as a non-profit organization that mobilizes higher education institutions to create climate commitments, initiatives, and solutions. It offers Carbon Credit and Purchasing Program, University Climate Change Coalition, and Carbon Pricing Toolkit. The company was founded in 1993 and is headquartered in Boston, MA.

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Second Nature, Inc. operates as a non-profit organization that mobilizes higher education institutions to create climate commitments, initiatives, and solutions. It offers Carbon Credit and Purchasing Program, University Climate Change Coalition, and Carbon Pricing Toolkit. The company was founded in 1993 and is headquartered in Boston, MA.

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Second Nature, Inc. operates as a non-profit organization that mobilizes higher education institutions to create climate commitments, initiatives, and solutions. It offers Carbon Credit and Purchasing Program, University Climate Change Coalition, and Carbon Pricing Toolkit. The company was founded in 1993 and is headquartered in Boston, MA.

Second Nature, Inc. operates as a non-profit organization that mobilizes higher education institutions to create climate commitments, initiatives, and solutions. It offers Carbon Credit and Purchasing Program, University Climate Change Coalition, and Carbon Pricing Toolkit. The company was founded in 1993 and is headquartered in Boston, MA.

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Second Nature, Inc. operates as a non-profit organization that mobilizes higher education institutions to create climate commitments, initiatives, and solutions. It offers Carbon Credit and Purchasing Program, University Climate Change Coalition, and Carbon Pricing Toolkit. The company was founded in 1993 and is headquartered in Boston, MA.

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Second Nature, Inc. operates as a non-profit organization that mobilizes higher education institutions to create climate commitments, initiatives, and solutions. It offers Carbon Credit and Purchasing Program, University Climate Change Coalition, and Carbon Pricing Toolkit. The company was founded in 1993 and is headquartered in Boston, MA.

Second Nature, Inc. operates as a non-profit organization that mobilizes higher education institutions to create climate commitments, initiatives, and solutions. It offers Carbon Credit and Purchasing Program, University Climate Change Coalition, and Carbon Pricing Toolkit. The company was founded in 1993 and is headquartered in Boston, MA.

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY

Girl Scouts of the USA helps to build character and skills for girls. In partnership with adult volunteers, girls develop qualities that serve them all their lives, like leadership, strong values, social conscience, and conviction about potential and self-worth. The organization was founded by Juliet Gordon Low in 1912 and is headquartered in New York, NY