John F. McGrath

1st Pacific Bank of California provides commercial banking products and services primarily to small and middle-market businesses and professionals in San Diego County. The company's deposit products include personal and business checking, money market, savings, and certificates of deposit accounts. Its loan portfolio comprises commercial & residential real estate, construction, commercial, including short-term working capital, revolving credit accounts, and stand-by letters of credit, as well as single purpose loans, such as term loans for facilities, plant & equipment; loans made or guaranteed through the Small Business Administration loan program; and consumer loans for personal, family, or household purposes. The company also offers cash management products and services, such as online banking, automated clearing house origination, wire transfers, daily sweep products, lock box processing, and account transfers/management; courier service to collect deposits from San Diego-area customers; and Internet banking services. The company was founded in 2000 and is headquartered in San Diego, CA.

Bank of Southern California, NA operates as a nationally chartered commercial bank. It offers a variety of financial products, such as checking, VIP Checking, savings, money market, certificate of deposits, cash management, online, mobile and personal banking and loans and financing for business. The firm's financial solutions include lines of credit, term, express business, commercial real estate and construction and SBA loans, letters of credit, credit cards and home equity lines of credit. The company was founded in December 2001 and is headquartered in San Diego, CA.

1st Pacific Bancorp operates as a bank holding company. Previously, it was engaged in providing commercial banking services to small and middle-market businesses and professionals. The company was founded on August 4, 2006 and is headquartered in San Diego, CA.